Overview
This publication sets out the essential elements of contracts of insurance and looks in detail at policies relating to theft, including clauses, policy wordings and terminology, indemnity, conditions, limits and exclusions. Separate consideration is given to policies covering theft of money and policies covering ‘all risks’.
The book makes reference to sample policies and clauses, detailing the relevant terms clearly and precisely.
The Appendices provide standard industry policy wordings and relevant case law.
Content
Chapter 1 The contract
Chapter 2 The theft policy: preliminaries
Chapter 3 The theft policy and schedule
Chapter 4 The theft policy: definitions
Chapter 5 The theft policy: indemnity
Chapter 6 The theft policy: limits and exclusions
Chapter 7 The theft policy: conditions
Chapter 8 The money policy
Chapter 9 The money policy: exclusions
Chapter 10 The money policy: extensions
Chapter 11 ‘All risks’ policies: personal
Chapter 12 ‘All risks’ policies: commercial
Chapter 13 Glass; goods in transit; fidelity guarantee
Chapter 14 Making a claim: an overview
Appendix A Security surveys
Appendix B Association of British Insurers Statement of General Insurance Practice
Appendix C The business premises proposal form
Appendix D Typical theft policy and schedule
Appendix E Typical money policy and schedule
Appendix F Precis of cases
Appendix G Table of cases
Details
CILA